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Money
Prenuptials, postnuptials and cohabitation agreements
Don't let love cloud your vision. Your relationship and your future will benefit from clarification. Keep these factors in mind.
Here’s a surprise – veteran benefits, even for mom!Millions of people are missing out on this benefit. Your dad, your mother, your spouse or you may qualify. Veterans, their spouses, widows and widowers are often entitled to these benefits. No service injury is required.
Don't relocate: rethink, reinvent, redesign, rearrangeGale Steve, former Editor of Home Magazine, and author of Right-Sizing Your Home, offers practical guidelines and tools to help rethink home design and layout; her objective: reinvent and rearrange our living space to fit and serve the way we live today.
Swap or barter your books to re-cycle and save money.Our pick for the site that's easiest to use and has the biggest selection - almost 4.5 million books. You can join an active community of readers to trade, barter and swap recommendations and books...35,000 trades per week!
When should I start collecting? 13 points to considerWhen's the best time to apply? Collect it early, collect it late, collect it as a spouse, collect it on your own. Consider your financial situation, the country's situation, your marriage history, whether you will continue to work. A vigorous debate is going on.
They're cool and useful - especially for shoppingDownload them from the Apps Store on your phone. Most are free or low cost. You may save money, enhance your life. Find ATM's, coupons for clerks to scan, cheap gas, competitive pricing information, even a great yard sale. Free international calls have just been added with Skype.
Scary stuff - simplified into basic questionsYou know you need insurance, but how to make the right choice? Prepare yourself before you see that salesman. A Foundation simplifies the complicated with basic question for you to answer in this guide.
Income for the rest of my life?Question from Mary B. St.Paul, MN: "I don't have a pension. I've heard about annuities for lifetime income. Can you explain my choices?"
New sites for finding television shows onlineIt's free with an internet connection. Try www.Clicker.com to help with searches. www.Hulu.com for actual shows. Go directly to the network sites too. You can't find everything, but a big variety is available 24/7. Here is more information.
What would the Dalai Lama say?Looking at our retirement accounts today makes us worried, irritable, unhappy. Financial problems after 60 ruin our peace of mind. Everywhere there is bad news. While we can't ask him directly, let's imagine what the Dalai Lama would say about this.
10 Important tools to help you find outConsidering buying or selling in this crazy real estate market? Or would you just like to know the latest information? There's more on the web about your house than you imagined.
Easy ways to save money using the internetThe internet is full of money-saving opportunities! Here are our suggestions for finding entertainment and deals online.
Useful Sites
Google Challenges Skype
New! Make phone calls from Gmail through your computer.
Free calls to the U.S. and Canada in 2010 and very low rates for international calls.
http://www.google.com/chat/voice/
Cash for Your Old Electronics
Get paid for old computers, cell phones, cameras, calculators, GPS devices, gaming consoles and more. Identify your item on this site, indicate the condition and receive a quote. They'll send a box for shipping. The items are scrubbed of your old data and shipped to a new buyer.
www.Gazelle.com
Get paid for old computers, cell phones, cameras, calculators, GPS devices, gaming consoles and more. Identify your item on this site, indicate the condition and receive a quote. They'll send a box for shipping. The items are scrubbed of your old data and shipped to a new buyer.
www.Gazelle.com
Eliminate ATM Fees
Tired of ATM fees? Consider a Schwab High Yield Checking Account. They have no tellers, no ATMs; instead you use any ATM anywhere. Schwab charges no fee themselves and refunds the fee charged by the ATM (you know that annoying l
Tired of ATM fees? Consider a Schwab High Yield Checking Account. They have no tellers, no ATMs; instead you use any ATM anywhere. Schwab charges no fee themselves and refunds the fee charged by the ATM (you know that annoying l
Variable vs Immediate Annuities
Big difference between them - Variable Annuities carry more risks, higher fees, but the possibility of higher yields if the market does better than the insurance company expected. Immediate annuities have low fees built into the price. They have low risk.
Big difference between them - Variable Annuities carry more risks, higher fees, but the possibility of higher yields if the market does better than the insurance company expected. Immediate annuities have low fees built into the price. They have low risk.
Looking for Highest CD Rate?
BankRate.com lists CD rates nationwide -- 1.94% to 3.47% APY 5 year CD's. Minimum amounts to invest seem to have little relation to the rates. $500 -$25,000 investiments. They're FDIC guaranteed. Check competitive rates before you invest.
BankRate.com lists CD rates nationwide -- 1.94% to 3.47% APY 5 year CD's. Minimum amounts to invest seem to have little relation to the rates. $500 -$25,000 investiments. They're FDIC guaranteed. Check competitive rates before you invest.
Annuities - Some Cautions
The Wall Street Journal, Feb 13-14 edition, cautions that while immediate annuities are attractive, be aware that with today's low interest rates, it might be better to stagger your purchases over six years. Future purchases may deliver bigger income checks. They also
The Wall Street Journal, Feb 13-14 edition, cautions that while immediate annuities are attractive, be aware that with today's low interest rates, it might be better to stagger your purchases over six years. Future purchases may deliver bigger income checks. They also
Obama and Annuities
The New York Times reports "The Unloved Annuity Gets a Hug from Obama". A Task Force reports they give middle class Americans a better shot at a secure retirement.
The New York Times reports "The Unloved Annuity Gets a Hug from Obama". A Task Force reports they give middle class Americans a better shot at a secure retirement.
The Best Internet Shopping
Amazon.com is the best for online buying according to James R. Stewart in his Smart Money column in the Wall Street Journal, Dec 9, 2009.
He compared Wal-Mart and eBay. "Amazon won through a combination of price and availability."
Amazon.com is the best for online buying according to James R. Stewart in his Smart Money column in the Wall Street Journal, Dec 9, 2009.
He compared Wal-Mart and eBay. "Amazon won through a combination of price and availability."
Working in Retirement
Posts full-time, part-time and flexible position www.RetirementJobs.com, www.RetiredBrains.com, www.Seniors4Hire.org
Posts full-time, part-time and flexible position www.RetirementJobs.com, www.RetiredBrains.com, www.Seniors4Hire.org
